Preventing Damages to the Bank and its Customers from Account Takeover Fraud
Preventing Damages to the Bank and its Customers from Account Takeover Fraud
Preventing Damages to the Bank and its Customers from Account Takeover Fraud
Posted 12 days ago

On May 7, 2013, DWT partner Randy Gainer gave a…

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Preventing Damages to the Bank and its Customers from Account Takeover Fraud
E-Commerce in the Cloud: Practical Tips for Structuring the Deal with a “Financial Institution”
E-Commerce in the Cloud: Practical Tips for Structuring the Deal with a “Financial Institution”
E-Commerce in the Cloud: Practical Tips for Structuring the Deal with a “Financial Institution”
Posted 12 days ago

At LSI's recent Cloud Services and Related Big Data Issues…

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E-Commerce in the Cloud: Practical Tips for Structuring the Deal with a “Financial Institution”
27th Annual Retail Payments Institute — June 24-25
27th Annual Retail Payments Institute — June 24-25
27th Annual Retail Payments Institute — June 24-25
Posted 17 days ago

On June 24-25, the 27th Annual Retail Payments Institute (formerly…

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27th Annual Retail Payments Institute — June 24-25
Social Media: What You Need to Know to Meet New Regulatory Expectations
Social Media: What You Need to Know to Meet New Regulatory Expectations
Social Media: What You Need to Know to Meet New Regulatory Expectations
Posted 23 days ago

On April 23, 2013, DWT's Peter Luce presented on the topic…

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Social Media: What You Need to Know to Meet New Regulatory Expectations
Waive the Red Flag – SEC and CFTC Issue Identity Theft Red Flag Rules
Waive the Red Flag – SEC and CFTC Issue Identity Theft Red Flag Rules
Waive the Red Flag – SEC and CFTC Issue Identity Theft Red Flag Rules
Posted 23 days ago

On April 10, the Securities and Exchange Commission (“SEC”) and…

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Waive the Red Flag – SEC and CFTC Issue Identity Theft Red Flag Rules
Dealing with Networks and Regulatory Compliance: The Legal Side of Mobile Retail
Dealing with Networks and Regulatory Compliance: The Legal Side of Mobile Retail
Dealing with Networks and Regulatory Compliance: The Legal Side of Mobile Retail
Posted 32 days ago

On April 16, DWT lawyers James Mann and Ronnie London…

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Dealing with Networks and Regulatory Compliance: The Legal Side of Mobile Retail
FinCEN Issues Clarifying Guidance on “Convertible” Virtual Currencies
FinCEN Issues Clarifying Guidance on “Convertible” Virtual Currencies
FinCEN Issues Clarifying Guidance on “Convertible” Virtual Currencies
Posted 37 days ago

In response to the growing attention paid to “virtual currencies”…

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FinCEN Issues Clarifying Guidance on “Convertible” Virtual Currencies
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Developments and Commentary

Randy Presentation ImagePreventing Damages to the Bank and its Customers from Account Takeover Fraud

By Randy Gainer on May 07, 2013
On May 7, 2013, DWT partner Randy Gainer gave a presentation to the Bank Executive Management Committee on the topic of "Preventing Damages to the Bank and its Customers from Account Takeover Fraud." His presentation touched on the following issues: What is account takeover fraud? How can such fraud damage the Bank ...
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Cloud ImageE-Commerce in the Cloud: Practical Tips for Structuring the Deal with a “Financial Institution”

By Karen Ross on May 06, 2013
At LSI's recent Cloud Services and Related Big Data Issues Seminar in Seattle, WA, DWT's Karen Ross presented on the topic of "E-Commerce in the Cloud: Practical Tips for Structuring the Deal with a 'Financial Institution.'" Such tips included bringing in a banking lawyer early on, diagramming the flow of funds and ...
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Consumer Financial Protection Bureau Begins Accepting Consumers’ Money Transfer Complaints

By Heather Coldwell on May 03, 2013
Noting that “[i]t’s pretty incredible that you can quickly send money to almost anywhere in the country or abroad,” the Consumer Financial Protection Bureau (“CFPB”) recently announced it has begun accepting consumer complaints regarding money transfers as part of its broader consumer complaint system. This adds money transfers to the growing ...
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RPI PLA Image27th Annual Retail Payments Institute — June 24-25

By Davis Wright Tremaine on May 01, 2013
On June 24-25, the 27th Annual Retail Payments Institute (formerly Payment Card Institute) will convene in Arlington, VA. As competition within the payments industry stiffens and regulatory demands continue to increase, it’s critical that businesses stay in compliance. At this conference, key regulators and industry experts will delve into the best business ...
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ETALegal and Technical Security Challenges for Cloud-Based Mobile Payment Solutions

By Davis Wright Tremaine on Apr 25, 2013
DWT partner Randy Gainer will speak at the Electronic Transactions Association's (ETA) upcoming Compliance Day on April 30 to address the topic of "Legal and Technical Security Challenges for Cloud-Based Mobile Payment Solutions." Compliance Day kicks off ETA's 2013 Annual Meeting and Expo. For more information about the event or to ...
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Resource Updates

50 State Survey of Gift Card Laws

By Karen Ross on May 17, 2013
The National Conference of State Legislatures (NCSL) recently released a chart that provides an overview of state gift card statutory requirements in all US states and territories as of mid-March 2013. While the chart is not exhaustive in its summary of each state’s law, it includes summaries of the state ...
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FTC Annual Letter to the CFPB

By Brian J. Hurh on May 14, 2013
The FTC recently released its annual letter to the CFPB on recent FTC enforcement actions related to the Truth in Lending Act, the Consumer Leasing Act, the Electronic Fund Transfer Act, and the Equal Credit Opportunity Act. The letter’s greatest utility, though, might be found in its footnotes – a ...
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WebBank Agreements

By James H. Mann on Apr 29, 2013
An interesting genre of program and receivables-sale agreements involves WebBank. PLA has collected several publicly available examples and now posts them for your review on the "Deals and Technology Resources" page.
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More Authorities Regarding GLBA Privacy and the FCRA

By James H. Mann on Apr 29, 2013
Last month PLA posted the FTC staff’s “Tatelbaum II” and “Gowen” letters, pursuant to PLA’s mission to facilitate the availability of important FCRA and other privacy-law authorities. PLA now posts the “Throne” letter, which is of both historic significance and continuing relevance. We believe that “Throne” remains relevant in downsell ...
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California Money Transmitter Law Resources – Legislative Hearings and Public Comment

By Peter Luce on Mar 22, 2013
The California legislature recently held public hearings to discuss forthcoming California Money Transmission Act regulations.   Amendments to the Act in 2010 have caused significant confusion in the marketplace because the act of money transmission was defined very broadly to include "receiving money for transmission."  This could be interpreted to include a large number ...
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FTC Annual Letter to the CFPB

By Brian J. Hurh on May 14, 2013
The FTC recently released its annual letter to the CFPB on recent FTC enforcement actions related to the Truth in Lending Act, the Consumer Leasing Act, the Electronic Fund Transfer Act, and the Equal Credit Opportunity Act. The letter’s greatest utility, though, might be found in its footnotes – a ...
Continue Reading »